FloatThree steps. No integration.
Cash moves in 24 hours.
Float sits between your ERP and your suppliers — invisible to your processes, transformative to your working capital.
Supplier submits invoice
Any approved invoice is uploaded via our portal or API — no ERP integration required. Approval takes under 15 minutes.
Float advances the cash
We fund up to 100% of invoice face value directly to the supplier's bank account — typically same business day.
Buyer pays on original terms
Nothing changes for the buyer. You settle the invoice on day 60 or 90 as agreed — no early payment pressure, no balance sheet impact.
Every question your CFO will ask.
Answered before they ask it.
"What if our suppliers aren't tech-savvy?"
Float's supplier portal is a single URL — no app download, no training session, no IT ticket. A supplier who can read an email can submit an invoice. We've onboarded 4,800+ suppliers with a median time-to-first-submission of 22 minutes. For suppliers who prefer phone, our concierge team handles the upload.
"How does this affect our balance sheet?"
Nothing moves on your balance sheet. Float purchases the receivable directly from your supplier — it's a true sale, not a loan. Your DPO stays intact, your credit facilities are untouched, and your auditors won't find a liability. We provide a Big Four-reviewed accounting memo on first engagement.
"What happens if a supplier defaults?"
Float holds the credit risk, not you. Once an invoice is approved and funded, the buyer obligation is the only recourse — your AP team processes payment as normal on the due date. We run our own KYC and credit underwriting on every supplier, with a 99.4% on-time resolution rate across $2.1B financed.
See your working capital impact
Adjust your parameters. Watch the cash flow numbers update in real time.
Your Parameters
Projected Impact
Estimates assume 85% invoice advance rate, 4% reinvestment yield on freed capital. Not financial advice. Schedule a call for a tailored analysis.
Get the Full Treasury AnalysisThe Treasury Playbook:
Implementing Supply Chain Finance
Without ERP Overhaul
A 34-page guide used by treasury teams at Caterpillar, Ingersoll Rand, and Parker Hannifin to deploy working capital programs in under 60 days. Reviewed by Deloitte. No fluff, no sales pitch.
"We freed $18M in working capital in the first 90 days. The playbook saved us 6 months of internal analysis."
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